This is a difficult time in Real Estate, I am not going to debate that. Many real estate investors have tight margins, many homeowners can't afford to pay their mortgage and taxes, and worst of all many people cannot buy or sell a home to move to the next step in their life.
I am suggesting we take a moment to look at the GOOD in today's Real Estate Markets. The whole markets is not bad, there are segments (rentals, luxury, starter, commercial and so on). It is important to look at how you can benefit from certain segments in today in Real Estate. I mean, let's face it, the stock market is too volatile and Real Estate is still the best long-term investment. The Real Estate market is something physical (you can see it, improve it, maintain it), it is something that helps you gain tax advantages and it is something that will help you increase your standard of living.
So allow me to share with you what I see as great if not at least good:
o The State of CT and Town of Manchester have put together a No Money Down / Low Interest Rate program for starter / move up homes in town.
o Mortgage rates being issued by the FHA are at the high-time lows.
o Home prices are low, making it a great opportunity to buy. This gives homebuyers more home for their dollar.
o There is a first time homebuyer $ 7500 tax credit in place by the federal government.
o Bank and corporate owned properties are at an all time high. They do not want to own small properties making many of them a great bargain.
o There is a rehabilitation tax credit issued by the federal government in place.
o Many banks are putting a halt on home foreclosure seizures until the housing finance crisis is resolved.
o Buyers in today's market will experience HUGE appreciation over the next few years if they decide to sell.
o Real Estate is localized and the Northeast is still strong.
o There is a HUGE selection of homes on the market, why not buy when you have the most amount of power for negotiation? Sellers are ready to work with many buyers on creative transactions.
Studying the Real Estate market is a practice that separates the SMART from the FLOATERS. Take another look, try to look at it with an open mind and focus on how you can benefit from today's market.
I am here if you have an opportunity you would like to discuss or need to run an idea by someone.
I hope you are having a great day and want you to know I am here to help you or a friend with their real estate and mortgage needs.
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Mindful living is the phrase to know for 2014, and massage therapy is part of that process. There are different ways to make massage part of a clients overall wellness platform, but one thing is certain, staying up to date on current techniques will give you the edge. Consider some of the massage practices making headlines for 2014.
First, What is Mindful Living?
Mindful living is a term that combines different holistic practices together with massage therapy to get the ultimate benefit. For example, one might combine yoga, meditation and massage to create calm. The practices are not done together, but as part of an overall mindfulness campaign.
Finding a massage practice that helps achieve this goal is critical. That is where a well-versed massage therapist comes into play. This professional has a full understanding of the more popular techniques and is able to make recommendations on what would work for each client.
Deep Tissue Massage
Deep tissue massage is a practical choice for clients recovering from injury or who suffer muscle stain due to stress. It involves a range of strategies to assist muscle release at a deeper level. Deep tissue manipulation targets the heavy muscles and connective tissue using slow strokes and friction to work against the grain. To detect the stiff or painful muscle issues that require attention, neuromuscular massage techniques are applied, using special hand positions, strokes and techniques to improve flexibility and comfort.
It is especially beneficial for the treatment of lower back and shoulder pain, knees and necks, carpal tunnel, headaches and sciatica. By beginning the treatment gently and gradually escalating to periods of temporary discomfort, deep tissue massage works to increase muscle strength and length noticeably and rapidly. This is one of the most challenging types of massage learned in massage therapy school , but deep tissue massage essentially warms the superficial soft tissue of the body to access the deeper connected tissue beneath for lasting health benefits.
A definite trender for 2014, this specialized form of massage requires advanced education and distinctive certification for the therapist. The idea is to use massage to help reduce tissue swelling and discomfort for expecting mothers. The practitioners use body positioning and modified massage techniques to pamper away the aches of pains of pregnancy.
Reflexology is another specialized form of massage that focuses on the feet, but it should not confused with a foot massage. The goal of reflexology is to relax the entire body by applying pressure to key points on the foot. Each point corresponds with an organ or body system. While reflexology is designed to be a full body experience, it does make the feet feel amazing, too. Consider this an option for clients who stand all day and need that extra bit of attention.